An Unsubsidized Life is Not Worth Living

This post was written by Edward Mahee. Writing under a pen name, Mr. Mahee is a legal analyst and a political commentator. This is his ninth posting for the site.

In his famous work Apology, Plato quotes his mentor Socrates as saying, “An unexamined life is not worth living.”  While I believe the sentiment is properly translated from the Greek of Plato into modern English, I do not believe it was properly translated into modern Greek.  The behavior of the people of Greece in the last weeks as its government has finally begun the process of coming to grips with its financial trouble, seems to indicate they were raised with the notion that “an unsubsidized life is not worth living.”  The Greek citizens’ reaction to government cutbacks (“austerity measures”) required under the terms of its $110 billion bailout is a window into a potentially harrowing future.

First, some background.  Greece has been ruled by socialist governments since 1974, when the Third Greek Republic was established.  These governments spent freely.  The money for this spending came from heavy taxes and prodigious borrowing.  It has been suggested that part of the current crisis comes from the Greek habit of not paying taxes, which may be true, but when just 2/3 of workers in a country are in the private sector, there is only so much money a government can hope to raise in taxes. 

Let me emphasize that:  Just 2/3 of Greek workers are private sector employees.  One out of every three workers is employed by a public instrumentality supported by taxation and borrowing.  And those public sector employees have a sweet deal.  Each public sector employee receives 14 (not 12) monthly payments.  For many of them, the work day ends at 2:30 p.m.  And, when they retire, their annual defined benefit pensions come in the form of 14 (again, not 12) monthly checks.  This, along with guaranteed employment (a Greek public employee cannot be fired) made for a pretty nice life … until now.

In the wake the current global financial crisis, Greece has had to come to grips with its debt problems.  As things stand, the Greek national debt of approximately €300 billion ($378 billion) is bigger than the country’s economy of $333 billion. Greece now owes more than its economy can produce, or to put it another way, Greece owes more than it is worth. 

In response to this crisis, the Greek government has implemented austerity measures, including slashing government spending, aimed at reducing its annual budget deficit.  The Greek government has hiked taxes on fuel, tobacco and alcohol, raised the retirement age by two years, imposed public sector pay cuts and applied tough new tax evasion regulations.  Many of these measures were required by Greece’s neighbors, principally Germany, in exchange for a promise to loan much needed cash to Greece in an effort to avoid default. 

The current Greek crisis brings to mind three thoughts.  First, the public response to austerity measures is striking for its fantasy quality.  It’s almost as though they do not realize, or don’t care that there is no more money to support their government-subsidized cushy life.  Margaret Thatcher is famous for having said the problem with socialism is that “you always run out of other peoples’ money.”  The Greek people can march all they want, but no matter how many buildings are burned, businesses destroyed, property vandalized or chants recited, nothing can change the fact that the money is gone.  The Greeks can rage against reality, but it doesn’t matter any more than if they raged against gravity.

Second, there has been significant talk of a bailout of Greece in order for it to avoid default and the subsequent consequences it would have for the viability of the Euro currency.  But while the focus has been on Greece as the recipient, not much thought has been given to the sources of the loaned money.  What of the German or American taxpayer who is now on the hook for Greece?   Are frugal people who are careful, or at least less profligate with their money, ultimately suckers?  Why be the ant, if in the end you’re just going to end up subsidizing the grasshopper?

Third, what is happening in Greece may be a window into the future for the United States should it, like Greece, lose control of its finances.  All current projections regarding government expenditures in the United States—federal, state and local—are troubling to say the least.  California is already thought to be on the verge of bankruptcy, having been forced to suspend cash payments to its employees last summer.

For now, we should contemplate the sorry state of our own financial house and wonder, “If the United States follows the path of Greece, who will bail us out?” Once we lose complete control of our finances and depend on the largess of others to pay our bills, we will have truly lost our independence.  And with independence, our precious individual rights will quickly follow.

-Edward Mahee for TruPolitics.net

Greece: A Cautionary Tale for the United States

This article was featured in The Bulletin (Philadelphia-area newspaper) on 5/15/10 and the Bucks County Courier Times on 5/27/10. You can read the online Bulletin version here and the Courier Times version here.

Margaret Thatcher once famously noted, “The problem with socialism is that eventually you run out of other peoples’ money.” Over the past two weeks, the world has watched her words personified in the near collapse of Greece. Living well beyond its means and wrought with debt, Greece now suffers from decades of broad-based collectivism, welfare programs, and massive public entitlements. Its liabilities have become so heavy that it faces default—a fate both the Euro-Zone and world economies cannot withstand—so it recently accepted a $110 billion bailout. Its people are now revolting, it will be repaying its debt for decades, and its economy will teeter on the precipice for years. It’s a lesson in socialism. It’s a lesson for America.

Greece’s story is one that has been told time and time again: A sharply liberal government that believed it could and should provide for all its citizens. It is the tragic but predictable tale of the Nanny State. Nearly one-third of Greek citizens work directly for the government, comprising a massive public sector union funded by taxpayers. The government guaranteed lifetime jobs, provided nearly 100% payout pensions, and had mandated raises and bonuses regardless of individual performance. When it comes to socialism, direct and bloated public employment epitomizes big government.

Layer on top of that federally-controlled healthcare, transportation, and energy (to name a few), and you have a wildly liberal government trapped beneath a debt burden of $388 billion, or 113% of GDP. To fund the liabilities driving this debt, the Greek government knew it needed to drastically raise revenues. So, it adopted the classic liberal archetype: Tax and spend. And tax it did. Again. And again. The government created a 21% value-added tax, income taxes as high as 40% (for those making the U.S. equivalent of just $150,000), a 25% tax on corporations, and a litany of special excise taxes.

Only, as history has always shown, the excessive taxation didn’t generate necessary revenue. The private sector became unattractive because of the high tax rates, and the lure of steady pay increases and fat pensions drove most Greeks to civil service. The 33% of workers employed by the government was notoriously unproductive—guaranteed pensions, bonuses, and raises, paired with a no-layoff promise stripped away incentive to produce. Through huge taxes and bloated public jobs, Greece had added liability to its balance sheet while taking tax paying productive workers out of the private sector.  

Caught in a socialist system, the remaining 2/3 of the population had little incentive to succeed. The small slice that did become wealthy evaded taxes at record rates, a pattern proven to repeat worldwide as nations raise taxes to unsustainable levels. Financial analysts suggest Greece has some of the highest rates of tax fraud in the world. So much for soaking the rich.

So how did Greece get to this point? Democratically. Since 1981, the socialist party in Greece has won nearly every major election. The more extreme communist party has come in at least third 28 out of the past 29 years. The Greek people bought into the notion that government provision and redistribution would drive prosperity and happiness. Socialization was something the people wanted, and they chose a societal malaise that destroyed private industry, risk taking, and production. Greece was a nation decimated by the World Wars, and it emerged heavily dependent on foreign aid. But rather than look to its own innovation, ability, and ingenuity, it looked to government to save it.

In America, in the wake of a difficult financial crisis, many hope to take us down the same path.  Elected officials in Greece gradually built up public sector payrolls in order to provide jobs (the stimulus?), deemed socialized healthcare a “human right” (sound familiar?), and absorbed massive private sectors of the economy in order to regulate some and bailout others (GM? AIG?). Its aggressive redistributive tax rates (spread the wealth around?) and value added tax (a proposal now on the table) crushed private industry and personal consumption. The United States should learn from these mistakes.

When it comes to debt, the U.S. is not far from Greece. In 2009, Greece’s budget deficit was 13.6% of its gross domestic product; the U.S. budget deficit stands at close to 10% of GDP. Greece’s debt, the accumulation of past deficits, is 113% of its GDP; U.S. debt is 53% of GDP. Under President Obama’s multi-trillion dollar budget and healthcare plan, these numbers will quickly skyrocket.

Socialism is a philosophy of good ideas and good intentions, but of desperately failed outcomes. Government provision, social programming, and handouts sound wonderful. But what about debt at 113% of GDP? What about 20% unemployment? What about revolts in the streets, uncompetitive businesses, and broad economic collapse?

America’s exceptional success was bred of a beautiful confluence of values: Capitalism, Liberty, and Pursuit. Our nation was founded by a passionate group of revolutionaries, forged by daring explorers willing to take risks, and sustained by resilient workers relentlessly pursuing progress. Capitalism allows for Liberty; Liberty means limited government involvement; both drive Pursuit. Socialism chokes away the individual pursuit necessary for success, and puts in its place a societal malaise that leverages debt and encourages complacency. Those who do not understand history are bound to repeat it.

-Matt Benchener is Supervisor of Newtown Township and Founder of TruPolitics.net

Follow

Get every new post delivered to your Inbox.